Marine Insurance

As independent brokers we are able to insure most types of craft including Yachts, Powerboats Cruisers, Sports boats, jet skis and Dinghies.

We have been insuring small craft for many years and have first hand knowledge of these types of craft as a result of sponsoring various class events in the past. We have knowledgeable staff who are aware of the importance of a high level of customer care. We will ensure that a claim will not keep you off of the water for longer than necessary.

We have insurers with their own networks of approved repairers, which helps to ensure that the repairs can be completed without unnecessary delay.

We are able to offer the following benefits designed and tailored for the modern day Yachtsman’s needs:

  • 1. Friendly and professional service.
  • 2. Clear and concise documents.
  • 3. Fast and efficient claims handling service.
  • 4. Immediate cover and instant documents.
  • 5. Transferable No Claims Discount.
  • 6. Additional discounts for RYA Qualifications or class association members.
  • 7. Non standard and tailored cover arranged.

All our policies include as standard…

DINGHY Benefits:

Loss of or Damage to the Insured Property

Wide cover is provided, a special feature of which is the REPLACEMENT COST of mast, spars, sails and rigging while racing, less an excess.

Third Party and Passengers Liability Claims

Limit of £2,000,000.00 any one accident plus legal costs incurred with the consent of the company.

Geographical Limits

Inland and Coastal Waters of Great Britain, Northern Ireland and the Republic of Ireland plus 30 days Continental use. Cover whilst stored ashore or in transit is included.

No Claim Discount

Up to 20% No Claim Discount can be allowed. No Claim Discount from other policies may be transferred. Additional discounts are applicable to Class Association members.

Conditions. Exclusions and Exceptions

A specimen policy will be provided on request. This provides full information, policy conditions and exclusions.

Full Racing Risk Cover

Without deduction for damage to spars and sails other than the excess.

New For Old Cover

For spars and sails if damaged beyond repair, irrespective of age.

Comprehensive All Year Round Cover

UK Inland and coastal waters including transit risks.

YACHT and other craft benefits:

All Risk Cover

An all-risk policy in that all losses are covered subject to listed exclusions.

Comprehensive All Year Round Cover

Cover is provided for Hull, Machinery, Third Party Liability, Trailer, Personal Effects, Personal Accident, Inland Transit, tenders, & outboard motors.

Third Party Liability and Passengers Liability Claims

£2million Third Party Indemnity Limit, as standard, covering all crew not just the person in charge of the vessel. No excess in the event of a liability claim.

Mechanical Breakdown

Mechanical breakdown covered as a result of an insured peril.

Personal Accident Cover

Cover for Personal Accident at GBP 10,000 per person and GBP 60,000 per accident.

No Claim Discount

Up to 20% No Claim Discount can be allowed. No Claim Discount from other marine policies may be transferred. Additional Discounts are applicable if you are RYA Qualified.

Conditions. Exclusions and Exceptions

A specimen policy will be provided on request. This provides full Information, policy conditions and exclusions. The relevant clauses will be stated on your documentation.

Geographical Limits

These are tailored specifically to your individual policy in order to meet your insurance requirements.

Noble Marine

One of our recommended insurer partners is Noble Marine. They have been providing cover for our clients for many years, offering wide cover at competitive premiums, with a first class claims service.

If you click on the link below, you will be redirected to Noble Marine’s website where you can obtain a quotation and buy online. If you buy a policy using this service, you will be dealing direct with Noble Marine. You will obtain the same policy and cover that we would be offering, but without any advice or service from us.

GET A QUOTE NOW & BUY ONLINE

Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR Tel: 0800 023 4567 or 0300 123 9 123 | http://www.financial-ombudsman.org.uk Consumers wishing to complain about a policy purchased from us online, can register the complaint using the Online Dispute Resolution platform (ODR) at https://ec.europa.eu/consumers/odr